I guess we're on a banking tip today. After publishing my previous post, I came across Simplenomics' post that asks, "Are Banks Wising Up?", in which Mike tells us that banks are now offering credit card perks to only their clients.
I thought I'd add to the conversation...
I think it's fine and dandy that banks are doing this, but it's still not enough for me. That's like my boyfriend telling me that he's going to help out more around the house, but then only washes the dishes...once a month (true story!). If you're going to give me a perk in one area, then I want perks in every aspect of the relationship.
Just about every company has this "bait and switch" mentality. In this I mean that they reel you in with this tempting offer, flash a big smile, and woo you with flowers tell you how much they appreciate their business. And then after so many years of business, or heck, sometimes the next day, these companies simply lose interest. Similar to marriages...relationships...Suddenly you become the bad step-child who wants everything. They want you to invest with them for the long-term, yet they won't reciprocate.
Anybody want to start a bank with me? Serious! We'd have the best bank in the world!
This is what I would propose:
* No interest loans - only a flat, nominal fee on all personal, auto, and mortgage loans
* Free checking
* $5 Overdraft and NSF fees
* All windows open and full staff on busy days
Care to add to the list?
Hey Maria,
I'm thinkin' that I could just be in the,uh .... 'Collections' Dept. for your new bank.
Me and my brother, uh,....Duke, (yeah, that's it) would be glad to go around to your ATM's and collect da dough.
Your additional info is exactly right. The minute a company gets you for a customer, they go after another guy with an even better deal, instead of treating you like they want to keep you.
Moooey Stoopeedo.
Thanks for the link and even more for adding to the conversation.
Posted by: Mike | August 4, 2006 6:33 PM | Permalink to Comment